SPC Petrol Discounts
Verified Jul 2026 — discounts change, check the provider before you rely on them
SPC starts with the SPC&U membership at 10% off, and pairing it with the right bank product lifts that to 15% instant. Beyond that, SPC has one of the deeper conditional stacks around, with rebates, cashback, coupons and statement credit all on offer.
The trade-off is fine print. Most of the extra percent needs monthly spend, transaction counts, or registration, so read the terms before you plan around it.
Upfront (instant) discounts
These come off the moment you pay, no minimum spend. This is the discount the live map reflects.
| Method | Eligibility | Instant % |
|---|---|---|
| SPC&U membership | SPC&U member | 10% |
| SPC&U + POSB Everyday or a UOB card | Member with eligible card | 15% |
Conditional (stacked) extras
These do not land at the pump. They come from min-spend cashback, deferred rebates or points, so read the fine print before you plan around them.
| Method | Extra | Condition |
|---|---|---|
| POSB Everyday rebate | +6% | Rebate paid later |
| UOB One cashback | Up to ~3.33% | Min ~$600-2000/mo + 10 txns, quarterly |
| UOB S$3 per S$51 coupon | Coupon | Per qualifying spend |
| AMEX statement credit | +7.1% | Registration, ~$120 cap |
How to actually pay less here
Get the SPC&U membership first for the base 10%, then add POSB Everyday or a UOB card to reach 15% instant. POSB Everyday layers a 6% rebate on top, paid later. If you use AMEX, register for the 7.1% statement credit, but note the roughly $120 cap so it suits smaller tanks. UOB One can add up to about 3.33% cashback, though it needs $600-2000 monthly spend, 10 transactions, and pays out quarterly. Watch the coupon route too: UOB gives an S$3 coupon per S$51 spend.
Verified Jul 2026 — discounts change, check the provider before you rely on them. Card promos launch and lapse, some deals carry 2026 end-dates, and station terms can shift. Confirm on the bank or station site before you count on a number.
Frequently asked questions
What is the best SPC discount in Singapore?
An SPC&U membership gives 10% instant, and pairing it with POSB Everyday or a UOB card lifts that to 15%. On top, POSB Everyday adds a 6% rebate later, AMEX offers a 7.1% statement credit with registration (about a $120 cap), and UOB One can add up to roughly 3.33% cashback.
Is the SPC AMEX discount worth it?
It can be, but it caps out. The AMEX statement credit is around 7.1% with registration required, and the cap is roughly $120. That makes it best for smaller or moderate fuel spend rather than very large monthly tanks. Register first, or you get nothing back.
How does the UOB One SPC cashback work?
UOB One cashback can add up to about 3.33%, but it is conditional. You typically need $600 to $2000 of monthly spend plus at least 10 transactions, and it pays out quarterly rather than at the pump. If you cannot hit those rules, the 15% instant from the card at SPC still stands.